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Using Paypal for eBay Purchases
Paypal is the preferred payment choice for many buyers because Paypal allows buyers to pay instantly for eBay purchases. In this article, we will review using Paypal on eBay from the buyer's point of view. Since eBay purchased Paypal, it has become even easier for buyers and sellers to complete auction sales. Buyers like Paypal because they can quickly and easily pay online. In fact, some bidders will only bid on items they can pay for with Paypal. One thing that confuses buyers is some sellers accept Paypal payments through credit cards, while others only accept transfers. You see, with Paypal a buyer can fund the transaction in three ways. This can confuse buyers, and cause problems. Here's the three ways to fund a Paypal transaction: 1. Transfer from a bank account tied to the user's Paypal account. 2. Transfer from a Paypal balance. 3. Payment from a Credit Card. The first two options cost Paypal nothing in processing fees. Credit cards cost about 2 percent to process, and Paypal passes this cost on to merchants. Some eBay sellers do not want to pay this fee for service, so they only accept payments by transfer. This confuses buyers who win auctions and assume a credit card transaction is fine. Paypal wants users to transfer funds, and not use their credit cards. Not only is this cheaper for Paypal, but there is no risk of a chargeback. A chargeback is when a buyer reverses the charge on a credit card by contacting his bank. Most, maybe all, banks will reverse a credit card charge with little or no investigation if the card holder contests the charge. The money is taken right out of the merchant's bank account -Paypal in this case. Paypal makes it difficult to use a credit card to send money through Paypal. This is done making the credit card payment option difficult to find, and warning users about the "risk" because you cannot buy Paypal's insurance. With a credit card purchase, you do not need Paypal's insurance. Your bank will reverse the charge free if the seller scams you. One other way Paypal makes it hard for users to instantly send money with a credit card is by limiting the total amount you can charge. The first time I tried to use Paypal to pay for an eBay auction, I was unable to use my credit card because the amount was above the limit. That was a $700 item. I think the single item limit is $500, but could not find confirmation of this. The lifetime limit, or total amount you can send all eBay sellers with a credit card is $2,000. If you wish to pay for an item with a credit card through Paypal you should confirm the seller takes card transactions. This can be done reviewing the auction and looking for the credit card logos adjacent to the Paypal logo in the payment methods screen. Whenever you pay for an eBay auction through Paypal, you should check the seller's Paypal status. Do not send large amounts to unverified users, and watch that the user's address matches the auction details. Paypal is an easy way to pay for your eBay purchases. Terry Gibbs is a collector/dealer of old toys and trains, and teaches others how to buy and sell antiques and collectibles. Gibbs is the author of two best selling eBay books "The Auction Revolution," and "The Complete Guide To eBay Consignment Sales." He has also written numerous other books about buying and selling antiques and collectibles. Learn more at his website: http://www.news.iwantcollectibles.com Copyright 2005 IWantCollectibles LLC used with permission.
MORE RESOURCES: Stradivarius violin up for auction in New York could break world record for price - Washington Times Cricket’s going bananas: nothing is real at Hundred auction but it still costs £145m | Jonathan Liew The Guardian Baby's First Auction: First-Crop Arcangelo Foal Draws Attention At Fasig-Tipton Winter Mixed Sale Paulick Report Athletic Department announces online hockey jersey auction to benefit breast cancer research RIT Athletics Big Changes for .AI Expiry Auctions DomainInvesting.com Out with the old. Nou Camp auctions off its locker room Inside World Football Worn, signed Patrick Mahomes jersey, Super Bowl rings up for auction WDAF FOX4 Kansas City Tenant Inc. Introduces Mobile Manager and Auction Manager to Streamline Self-Storage Operations PR Newswire 76th Annual Backgate Auction set to draw enthusiastic crowds to Stuttgart beginning Feb. 19; sellers invited to bring items Stuttgart Daily Leader ADESA Expands New Online Wholesale Auction Product Business Wire Thoroughbred Aftercare Alliance to Auction 2025 Lexitonian Breeding Season - Thoroughbred Daily News Thoroughbred Aftercare Alliance to Auction 2025 Lexitonian Breeding Season Thoroughbred Daily News Auctions – Guy Le Baube, Eric Neveu & Uwe Ommer The Eye of Photography Liquidity Services acquires Auction Software to expand SaaS offerings Digital Commerce 360 This 300-year-old violin could become the most expensive musical instrument The Washington Post JCA hosts silent auction and disco on Thursday Troy Messenger All Hands on Deck at Armstrong Auction People Newspapers Fort Worth Stock Show’s youth animal auction ‘secures the future of Texas agriculture’ Fort Worth Report Social infrastructure market emerges anticipating R$15bn in auctions Valor International Patiala Development Authority plans to generate Rs 200-crore revenue via e-auctions this year The Tribune India A 1714 Stradivarius violin up for auction could become most expensive music instrument ever sold The Associated Press Trai recommends opening up key 5G spectrum band for upcoming auctions Business Standard 20 Silent Auction Ideas for Anti-Poverty Fundraisers fundsforNGOs Cancer Foundation for New Mexico to host annual Sweetheart Auction fundraiser in Santa Fe KRQE News 13 Printed Broadside of George Washington’s First Inaugural Address Tops Americana Auction Fine Books & Collections Magazine TRAI earmarks 37-40 GHz bands for India’s next 5G auction Developing Telecoms Rare Ferrari cars on show in Paris ahead of auction The Associated Press Stradivarius violin could fetch $12-18M at auction The Washington Post Near-Complete Collection of T. N. Foulis Press Books to Auction Fine Books & Collections Magazine Real Ghostbusters Ecto Glow Kenner Toys Surpass $4K at Auction Ghostbusters News 110-year-old bike becomes world’s first to sell for $1.32 million Interesting Engineering What's Happening: Taste of the Prairie, Auction Nisqually Valley News Public Interest Law Group to host auction in February UConn Daily Campus Florida Everblades Announce Skunk Ape Night Jersey Auction OurSports Central This 1954 Mercedes Race Car Is Now the Second Most Expensive Vehicle Ever Sold at Auction Robb Report Minden’s St. Jude Auction Features the Ultimate Tiny House Raffle Prize News Radio 710 KEEL Hendrick Motorsports surplus online auctions start today through Iron Horse Auction Co. Hendrick Motorsports Lakeside owner’s private collection to be sold in online auction The Morning Sun Courier Journal building, 8-acre campus in downtown Louisville up for auction. What to know Courier Journal Winning Auction Draft Strategy for 2025 Fantasy Baseball fantraxhq.com Rare Mercedes ‘Silver Arrow’ racing car fetches over 51 million euros at auction in Stuttgart The Associated Press The Annual Painted Ponies Art Walk & Auction COWGIRL Magazine 1954 Mercedes-Benz W196 grand prix car nets $53M at auction Motor Authority |
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